When Banks Say No, X2 Says Yes

You’ve worked hard to grow your business. Now, people are starting to notice. You need more — more staff, more space, more equipment. When a big leap is imminent, we provide no-hassle financing. Get business cash in 72 hours and repay over time without creating another bill. It’s next-level service for next-level businesses like yours.

Why consider Merchant Advance?

You’re already qualified. Because you’re an X2 (or Capital Direct Merchant Services) client, you are qualified for our Merchant Advance Program.

It’s fast. Often, we deposit cash within 72 hours of receiving your simple application. There’s no crazy paperwork: We review your business’s daily credit card receipts to determine how much you can repay.

We don’t require collateral. Unlike hard-to-get traditional loans, Merchant Advance funding is unsecured, so you don’t need collateral. This means you don’t have to forfeit any personal or business assets.

Payments are easy to calculate. Your repayment schedule is based on a fixed percentage of your sales, so payments adjust based on how well your business is doing.